The Incorporated Owner

The Canadian Blueprint for Tax Efficiency and Generational Wealth

A field guide for the Canadian incorporated professional to get ahead financially and keep more of what they have earned. Written advisor-to-client, in plain English, about the hidden machinery — the vault, the carousel, the grind — that determines where each of your dollars actually lands.

“Stop trying to get rich only as a person; start getting rich as an owner.”

• Part One — The Foundation: the Success Trap, the wealth-building power of your corporation, paying yourself, the Holdco–Opco architecture, the corporate investment portfolio.
• Part Two — The Power Tools: IPP, RCA, COLI, IFA, income splitting & TOSI, IRP, SDCI — each with Who This Fits and What Can Go Wrong.
• Part Three — Drawdown & Exit: turning the Vault into income, non-insurance drawdown, the strategy comparison matrix, estate freezes and s.84.1, building your Success Squad.

Every advanced strategy in the book carries the same test: it must beat the simple portfolio, on your own numbers, after every fee and after tax. This site exists to run that test.

Buy links (print · ebook) will appear here at publication. Reading the book does not create an advisor–client relationship.